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Commercial lines

Coverage for the work that pays the bills.

Commercial auto, general liability, property & BOP, workers' comp, professional liability, cyber, builders risk — placed independently through carriers that actually want commercial risk.

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What we write

Commercial coverage, the full stack.

Every business needs a different mix of these. We build the program around your operation, your contracts, and your exposure — and shop it every year.

01 / Trucks

Commercial Auto

Liability, physical damage, hired and non-owned, MCS-90, motor truck cargo. Sized to your fleet, routes, and class. More →

02 / GL

General Liability

Bodily injury, property damage, personal & advertising injury, completed operations. The foundation of every business policy.

03 / Property & BOP

Property & Business Owner's Policy

Building, contents, business income, and liability bundled. BOP for small/mid-size; standalone property + GL when the operation gets bigger.

04 / WC

Workers' Compensation

Required for most operations. We benchmark your mod and shop class codes — most contractors are on the wrong code somewhere.

05 / E&O

Professional Liability (E&O)

Defense, settlements, and judgments for the advice and services you deliver. More →

06 / Cyber

Cyber Liability

Wire fraud, ransomware, data breach, social engineering. Required by an increasing number of contracts and most lender agreements.

07 / Project

Builders Risk

Coverage for buildings under construction or renovation. Sized to contract value, not generic property limits.

08 / Equipment

Inland Marine / Equipment

Tools, scheduled equipment, contractors' equipment, and goods in transit — covers what your property policy excludes.

09 / Excess

Commercial Umbrella / Excess

Layered above primary GL, auto, and EL for higher contractual limits or asset protection.

10 / People

EPLI & Management Liability

Employment practices, D&O, and crime/employee dishonesty for businesses with employees and decision-makers worth defending.

11 / Specialty

Rental Property Portfolios

Schedule of Properties policies for landlords with 5, 50, or 500 doors. More →

12 / Bonds

Surety Bonds

Bid, performance, payment, and license bonds. More →

Send the dec. Get the quote.

Submit your current commercial declarations and we'll come back with the gaps, the savings, and the markets most likely to win your account — usually within one business day.