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Specialty · Rental portfoliosInsurance for the portfolio you actually own.
Single-family, multi-family, mixed portfolios. We write Schedule of Properties policies that cover 5 doors or 500, with the right liability layers behind them.
A program, not a stack of single policies.
Most landlord coverage is sold one property at a time. That's expensive, hard to renew, and leaves gaps. A Schedule of Properties policy is almost always cheaper above 2–3 doors and dramatically simpler.
Schedule of Properties
One policy, one renewal, every door scheduled. Fewer carriers, simpler endorsements, easier additions.
Premises Liability + Umbrella
Slip-and-fall and tenant injury claims sized to your equity exposure — not the cheapest sticker price.
Rent Loss / Business Income
If a unit becomes uninhabitable from a covered loss, the policy pays the rent that should have been collected.
Commercial Property + BOP
For multi-family, mixed-use, and 4+ unit buildings. We move you out of homeowner-form coverage where appropriate.
Vacant Property Coverage
Rehab projects and vacant units have unique exposure. We layer in vacancy endorsements without surprise restrictions.
LLC & Personal Umbrella
Protect the operating entity and the individual member behind it. Most investors are underinsured at the umbrella layer.
A portfolio quote takes 20 minutes.
- List of properties — address, year built, square footage, units, occupancy.
- Roof age and major renovations on each property.
- Five-year loss history (any prior claims).
- Existing declarations pages, if available.
- Whether each is held in your name or in an LLC.
From the field.
"Re-bid 12 doors into a single Schedule of Properties policy. Saved the client about 18% and fixed two coverage gaps in the process — the prior agent had vacant unit exposure on a homeowner-form policy."
Get a portfolio reviewOne policy. Every door.
If your portfolio is sized for a real Schedule of Properties policy, you're almost certainly overpaying on the patchwork you have. Let's check.