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Specialty · Group Health & LifeGroup benefits that actually cost less.
Employer-sponsored medical, dental, vision, life, and disability — placed through our trusted benefits partner. Same coverage, same network, lower overhead. We've cut benefits spend 30–40% for clients on identical plans.
Two recent overhead cuts.
Group benefits are one of the most overlooked overhead lines on the books — and one of the easiest to fix with a real market check. Two recent results from our benefits practice:
Telecom · Missouri
30%
Overhead reduction on group health. Same plan, same network, same coverage — just a sharper carrier and a better-negotiated renewal.
Aircraft mfr · Colorado
40%
Overhead reduction on group benefits. Re-shopped the entire program. Same employees, same coverage, dramatically less overhead.
The full benefits stack.
Group Medical
Major medical plans — PPO, HMO, HDHP+HSA. Networks tuned to where your employees actually live.
Ancillary Benefits
Dental, vision, and supplemental coverage layered onto the medical for a complete employee package.
Group Life & AD&D
Basic and voluntary life, accidental death, and dismemberment coverage at group rates.
Short & Long-Term Disability
Income protection that kicks in when an employee can't work — sized to actual payroll.
401(k) & Retirement
Plan setup, fiduciary support, and employee education through our partner network.
Worksite & Voluntary
Critical illness, accident, hospital indemnity, pet insurance — benefits employees pay for, employers offer.
Placed through our benefits partner.
Group benefits is its own discipline — we don't pretend otherwise. We partner with a specialist benefits firm that handles the underwriting, plan design, enrollment, and compliance, while we keep the relationship and integrate the coverage with the rest of your insurance program.
- Real market check across all major carriers, every renewal cycle.
- Plan design tailored to your industry, headcount, and employee demographics.
- Open enrollment support — benefit guides, employee meetings, decision tools.
- Compliance handled (ACA, ERISA, COBRA filings).
- One point of contact for benefits + business insurance, instead of two agencies who blame each other.
What we'll need to quote.
To run a real benchmark, we need a census (ages, ZIPs, dependent counts), your current rates and contributions, and the most recent renewal letter. We can typically come back with a market comparison within 5–10 business days.
Request a benefits reviewSame plan, less overhead.
If your group benefits program hasn't been re-shopped in 2+ years, you're almost certainly overpaying. Send us the most recent renewal and we'll show you the gap.