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Built for Realtors & brokers

Coverage that protects the deal you closed.

E&O, general liability, and cyber for individual agents, teams, and brokerages. Plus personal coverage tailored for the way real estate pros actually live and work.

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What you actually need

Five lines, priced for a desk.

Real estate practice insurance is sold by people who don't know what a TRID disclosure is. We've placed enough Realtor coverage to know which carriers actually defend you and which try to settle out the door.

01 / Professional

Errors & Omissions (E&O)

Defense, settlements, and judgments for claims tied to your professional services. Limits and retro dates negotiated correctly.

02 / Office

General Liability + BOP

Office injuries, property damage, and a Business Owner's Policy that covers your laptop and office contents in one place.

03 / Data

Cyber Liability

Wire fraud, phishing, and breach response. Especially relevant given how many closings move money by email.

04 / On the road

Personal & Commercial Auto

You drive clients in your car. Most personal auto policies have business-use exclusions. We make sure you're covered when you're working.

05 / Personal

Home, Auto, Umbrella

Realtors hold real estate. We bundle the personal lines too — usually 8–15% lower than two-agency setups.

06 / Brokerage

Brokerage-Level Coverage

For team leads and broker-owners: D&O, EPLI, and entity-level E&O programs covering all licensed agents under your roof.

Common claims

What real claims actually look like.

  • Failure-to-disclose disputes after closing — covered properly under most E&O forms.
  • Wire fraud during escrow — cyber + crime coverage, layered correctly.
  • Buyer slips on a stairway during a showing — GL + agent personal coverage interplay.
  • Misrepresentation of square footage from a faulty MLS listing — classic E&O exposure.
  • Discrimination complaint at a brokerage — EPLI gap most teams don't realize they have.

What we'll need to quote.

Five years of transaction count, gross commission income, current declarations page (if you have one), and a quick description of any past claims or incidents reported.

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Defense, not denial.

The agent's E&O policy is one of the most under-read documents in their file. Send us yours — we'll tell you what the carrier will and won't fight for.