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Built for motor carriersTrucking insurance that keeps the wheels rolling.
For-hire motor carriers, owner-operators, and regional fleets. Liability, cargo, physical damage, MCS-90, BOC-3 — placed through carriers that actually want trucking risk.
Coverage built for commerce in motion.
Trucking insurance is its own animal — class codes, radius, commodity restrictions, FMCSA filings. We've placed enough trucking to know which carrier will write your operation and which won't.
Auto Liability + MCS-90
Federally required for for-hire interstate motor carriers ($750k minimum or $1M depending on commodity). MCS-90 endorsement included.
Physical Damage
Collision and comprehensive on tractors and trailers, sized to actual replacement value.
Motor Truck Cargo
Goods you're hauling for others. Limits and commodity exclusions tuned to what you actually carry.
Trailer Interchange
For tractors that pull trailers under interchange agreements. Protects you while the trailer is in your care.
BOC-3 + State Filings
BOC-3 process agent filings, state-specific intrastate filings, IFTA/IRP support — we handle them in-house.
Non-Trucking Liability + Bobtail
Coverage for owner-operators while not under dispatch. Often missing from the leasing carrier's policy.
It's not the truck. It's the file.
Carriers turn down trucking submissions because they can't read them — bad MVRs, no loss runs, missing FMCSA data, wrong commodity codes. We put together submissions that get answered, not declined.
- 5-year MVRs on every driver, formatted clean.
- 3-5 year loss runs from prior carriers.
- FMCSA SAFER printouts with current authority and CSA scores.
- Commodity description that matches the actual freight.
- Radius of operation matched to the right rating territory.
What we'll need to quote.
USDOT & MC numbers, list of equipment with VINs and values, drivers + MVRs, commodity description, radius of operation, prior 3-5 years of loss runs. Most operations we can quote within 48 hours of a complete submission.
Start a trucking quoteGet the quote that runs.
Submit clean and you get answers. We package your file the way the underwriter wants to see it — not the way the system spits it out.