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Built for contractorsInsurance that keeps your trucks moving.
HVAC, plumbing, electrical, roofing, general construction. We place the full coverage stack contractors actually need — and answer the phone when a job site needs a COI by 5 PM.
Six lines, one agency.
Most contractors are stitching coverage from three or four agencies. We bring it under one roof and shop the whole package, every renewal.
Commercial Auto
Liability, physical damage, hired and non-owned, downtime — sized to your fleet and routes.
General Liability
Bodily injury, property damage, completed operations. Limits sized to the contracts you actually sign.
Workers' Compensation
Required for most operations. We benchmark your mod and shop carriers for the right rate by class code.
Inland Marine / Tools & Equipment
Coverage for tools, scheduled equipment, and materials in transit or stored on a job site.
Builders Risk
Coverage for the structure under construction — sized to the contract value, not a generic policy.
Surety Bonds
Bid, performance, payment, and license bonds. Same-day on small bonds, bigger programs underwritten properly.
Contracts move fast. We move faster.
- Same-day COIs to job sites — with the right additional insureds the first time.
- Workers' comp class-code review at quote time. Most contractors are paying for the wrong code on at least one employee.
- Direct DOT & MCS-90 filings handled in-house. No back-and-forth.
- Bond program in place — not a one-off scramble when a project needs it.
- Renewal benchmarked 60 days out — so a hard market doesn't catch you blind.
The contractor's questions we get the most.
"Why is my GL premium going up if I haven't had a claim?" · "Do I need cyber if I send invoices by email?" · "What does my contract require for additional insured?" · "Can I bond a $500k project?"
Talk it through with usBuild the right stack.
Send your current declarations or a list of what you have. We'll come back with the gaps and the savings — usually in one business day.