MANUFACTURING

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The manufacturing industry faces a unique landscape of risks, demanding comprehensive insurance coverage to safeguard operations, assets, and personnel. Key coverages for manufacturers often include Commercial Property Insurance to protect buildings, machinery, and inventory from perils like fire, wind, and theft. General Liability Insurance is crucial for covering third-party bodily injury or property damage claims arising from business operations. Given the inherent risks of production, Product Liability Insurance offers vital protection against claims resulting from defects in manufactured goods. Workers' Compensation Insurance is typically a legal requirement, covering medical expenses and lost wages for employees injured on the job. To mitigate disruptions, Business Interruption Insurance can help recoup lost income and cover ongoing expenses if a covered event forces a temporary shutdown. Depending on the specifics of the operation, other important coverages may include Equipment Breakdown Insurance, Commercial Auto Insurance, Cyber Liability Insurance, and Umbrella Insurance for additional layers of protection. Tailoring these coverages with Summit Risk Solutions ensures that manufacturers have a robust shield against the diverse challenges they face.